EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA <p><strong>EKSYA </strong>is an Islamic Economics Journal of IAI Hasanuddin Pare-Kediri as a medium for disseminating ideas that focus on writing about the field of Islamic Economics. This journal is published twice a year. Editors accept articles that meet scientific standards and book reviews that match the journal's theme. The editor has the right to edit without changing the content and intent of writing. Editor's Address: Kelapa Street 84 Jombangan - Tertek Pare - Kediri, East Java, phone (0354) 394721</p> en-US kotimah06@gmail.com (EKSYA : Jurnal Ilmiah Ekonomi Syariah) kotimah06@gmail.com (Kotimah) Tue, 11 Feb 2025 00:00:00 +0000 OJS 3.1.2.4 http://blogs.law.harvard.edu/tech/rss 60 IMPLEMENTASI SISTEM SEWA MENYEWA LINEN HOTEL DALAM PERSPEKTIF FIQIH MUAMALAH (STUDI PADA BARACK PROFESIONAL LAUNDRY KEDIRI) https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1882 <p><em>One of the muamalah activities is doing business. Business is defined as an activity carried out by humans to obtain income or income or fortune in order to meet the needs and desires of their lives by managing economic resources effectively and efficiently. Substantively in accordance with the development of practical science, business activities consist of activities in the fields of production, marketing, finance and human resources. This research focuses on the linen leasing system applied by the laundry, which is usually a leasing system correlated with the main business of the laundry, namely washing activities carried out by the laundry by paying attention to several pillars and conditions of ijaroh. the objectives of this study include: 1) To find out the lease of linen at Barack Professional Laundry; 2) To find out the lease of linen at Barack Professional Laundry from the perspective of Fiqh Muamalah.The research method uses a qualitative approach with a case study research type. Data were obtained from primary and secondary data. Data analysis was carried out in three ways, namely: reduction, exposure, conclusion drawing.</em></p> <p><em>Linen leasing at Barack Professional Laundry is done by leasing linen owned by the laundry to the hotel, but not all hotels use this leasing service. Only hotels that have not met the par stock of linen use linen rental services. Linen leasing has fulfilled the pillars and conditions of ijaroh. </em></p> Hisam Asngari Copyright (c) 2025 EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1882 Tue, 11 Feb 2025 00:00:00 +0000 IMPLEMENTASI MARKETING DALAM PENGEMBANGAN USAHA BISNIS LAUNDRY DITINJAU DARI MARKETING SYARIAH https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1886 <p><strong>ABSTRA</strong><strong>CT</strong></p> <p><strong>&nbsp;</strong></p> <p><strong>&nbsp;</strong></p> <p><em>This study to knowing implementation of marketing in the laundry bussines development reviewed from shariah marketing in Baracks Profesional Laundry in Banjaran Kediri city . This study using kualitatif research&nbsp; approach with case study and using reduction data to analize data, with source data obtained from primary and secondary data,&nbsp; collection technique of data through observation, interviewers and &nbsp;documentation. The results of the research are : (1) Implementation of marketing in Baracks is to priority customer needs, so that is give positif effect in development bussines at Baracks; (2) Baracks also used syariah marketing in their marketing system on development their bussines.</em></p> <p><em>Keyword : Marketing, bussines development, shariah marketing</em></p> <p>&nbsp;</p> <p><strong>ABSTRAK</strong></p> <p>Penelitian ini bertujuan untuk mengetahui implementasi marketing pada pengembangan bisnis laundry ditinjau dari marketing syariah di Baracks Profesional Laundry di Banjaran Kota Kediri. Penelitian ini menggunakan pendekatan penelitian kualitatif dengan studi kasus dan analisis data menggunakan reduksi data, dengan sumber data yang diperoleh dari data primer dan sekunder, teknik pengumpulan data melalui observasi, wawancara dan dokumentasi. Hasil penelitian ini yaitu: (1) Implementasi marketing di Barack yaitu memprioritaskan kebutuhan pelanggan ,sehingga dapat memberikan dampak positif pada pengembanga bisnis di Baracks; (2) Baracks &nbsp;juga telah menerapkan marketing syariah pada sistem pemasaran dalam pengembangan bisnis.</p> <p>Kata Kunci: Marketing, Pengembangan Usaha, Marketing Syariah.</p> Kotimah Copyright (c) 2025 EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1886 Sat, 30 Aug 2025 06:46:40 +0000 PEMBERDAYAAN EKONOMI MASYARAKAT DALAM MENGATASI PENGANGGURAN MELALUI BUDIDAYA IKAN AIR TAWAR BERBASIS EKONOMI ISLAM https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1904 <p>Perkembangan ekonomi di Kabupaten Kediri menunjukkan peningkatan yang positif, dengan penurunan jumlah pengangguran dan peningkatan jumlah penduduk bekerja. Pemberdayaan ekonomi masyarakat memiliki peran penting dalam meningkatkan kesejahteraan masyarakat dan mengurangi kemiskinan. Desa Canggu, Kecamatan Badas, Kabupaten Kediri, memiliki potensi besar dalam pengembangan sektor perikanan, khususnya budidaya ikan air tawar. Dusun Surowono di Desa Canggu telah melakukan upaya pengembangan potensi lokal melalui budidaya ikan air tawar sebagai strategi pemberdayaan ekonomi masyarakat. Dengan dukungan infrastruktur dan pariwisata, pemberdayaan ekonomi berbasis perikanan memiliki daya ungkit yang besar terhadap kesejahteraan warga. Oleh karena itu, pengembangan sektor perikanan di Desa Canggu dapat menjadi salah satu solusi untuk meningkatkan kesejahteraan masyarakat dan mengurangi pengangguran.</p> <p>Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus untuk memahami secara mendalam tentang pemberdayaan ekonomi masyarakat melalui budidaya ikan air tawar berbasis ekonomi islam di Dusun Surowono, Desa Canggu, Kecamatan Badas, Kabupaten Kediri. Lokasi penelitian dipilih karena potensi besar kegiatan ekonomi di bidang perikanan di daerah tersebut.</p> <p>Pemberdayaan ekonomi masyarakat di Desa Canggu, Kabupaten Kediri, dilakukan melalui budidaya ikan air tawar dengan membentuk komunitas IHC yang bekerja sama dengan dinas perikanan dan pemerintah desa. Program ini telah terbukti menyerap tenaga kerja dan meningkatkan kesejahteraan masyarakat, serta mencerminkan prinsip syariah seperti ta'awun dan keadilan. Dengan demikian, pemberdayaan ekonomi melalui sektor perikanan dapat menjadi solusi strategis untuk menciptakan lapangan kerja dan meningkatkan kesejahteraan masyarakat pedesaan, serta menjadi bagian dari ibadah kepada Allah SWT.</p> Ahmad Very Fadli, Abi Tri Ihwan Copyright (c) 2025 EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1904 Tue, 11 Feb 2025 00:00:00 +0000 ARISAN ONLINE SISTEM MENURUN DALAM FIQIH MUAMALAH KONTEMPORER DI GRUP WHATSAPP https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1895 <p><em>Abstarct</em></p> <p><em>This research uses a qualitative field approach, meaning the researcher comes directly to the research location to collect data through interviews to find out the conditions directly, thus producing qualitative descriptive data. The objectives of this study are: 1) To determine the mechanism of online arisan with a descending system in the Arisanby.NAB WhatsApp group; 2) To determine the descending system of online arisan in WhatsApp groups according to contemporary muamalah fiqh. After conducting research on the practice of online arisan in the By.NAB WhatsApp group, it has fulfilled the requirements of qardh and the pillars of qardh, namely the presence of muqridh (lender), the presence of muqtaridh (people who owe), the presence of muqtaradh (goods lent) and sighat akad (agreement between two parties who owe). It can be seen that the owner, admin and all members have fulfilled the requirements, namely being baligh or mature and sane. However, in practice, there are things that deviate from the provisions, namely in the aspect of sighat requirements because in practice there are elements of usury and gharar.</em></p> <p><strong><em>Keywords</em></strong> : <em>Online Arisan, Contemporary Muamalah, Whatsapp</em></p> Dwi Andayani, Alfina Khoirun Nisak Copyright (c) 2025 EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1895 Tue, 11 Feb 2025 00:00:00 +0000 PENGARUH HEDONISME, LITERASI KEUANGAN DAN RELIGIUSITAS TERHADAP PERILAKU KONSUMSI https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1899 <p><strong><em>Abstrak<br></em></strong><em>Jenis penelitian ini adalah&nbsp; penelitian kuantitatif.&nbsp; Populasi sebanyak 511 mahasiswa. Data dalam penelitian ini diperoleh dengan cara penarikan sampel secara acak, angket tersebut dibagikan ke mahasiwa berjumlah 100 orang dan yang dibutuhkah 70&nbsp; angket. Metode yang digunakan untuk mengumpulkan data ialah dengan metode angket, observasi, wawancara. Peneliti menganalisis data dengan cara uji validitas, uji reliabilitas, uji asumsi klasik (uji normalitas, uji multikolinieritas, dan uji heteroskedastisitas), uji regresi berganda, uji hipotesis. </em><em>Dari hasil penelitian dapat disimpulkan bahwa : 1) nilai F yang diperoleh sebesar 7.289&gt; nilai F tabel sebesar 3,962 maka H0 ditolak dan H1 diterima artinya Hedonisme, berpengaruh tehadap perilaku konsumsi mahasiswa. Koefisien regresi sebesar&nbsp; 0,118 menyatakan bahwa setiap penambahan 1 skor hedonisme akan menambah nilai perilaku konsumsi sebesar 0,118;&nbsp; 2) </em><em>nilai F yang diperoleh sebesar 7.289&gt; nilai F tabel sebesar 3,962 maka H0 ditolak dan H2 diterima artinya Literasi Keuangan berpengaruh tehadap Perilaku Konsumsi Mahasiswa. Koefisien regresi sebesar&nbsp; -0,236 menyatakan bahwa setiap pengurangan (karena tanda negatif (-) 1 skor literasi keuangan akan mengurangi nilai perilaku konsumsi sebesar -0,236; 3) nilai F yang diperolah sebesar 7.289&gt; nilai F tabel sebesar 3,962 maka H0 ditolak dan H3 diterima artinya Religiusitas berpengaruh tehadap Perilaku Konsumsi Mahasiswa. Koefisien regresi sebesar&nbsp; 0,015 menyatakan bahwa setiap penambahan 1 skor religiusitas akan menambah nilai perilaku konsumsi sebesar 0,01</em><em>.</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Kata Kunci</em></strong> : <em>Hedonisme, Literasi Keuangan, Religiusitas, Perilaku Konsumsi</em></p> <p><em>&nbsp;</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Abstract</em></strong></p> <p><em>This research is quantitative. The population was 511 students. Data were obtained through random sampling. The questionnaires were distributed to 100 students, with 70 questionnaires required. The data collection methods included questionnaires, observation, and interviews. The researchers analyzed the data using validity tests, reliability tests, classical assumption tests (normality tests, multicollinearity tests, and heteroscedasticity tests), multiple regression tests, and hypothesis tests. The results of the study concluded that: 1) the F value obtained was 7.289, which is higher than the F table value of 3.962. Therefore, H0 is rejected and H1 is accepted, indicating that hedonism influences student consumption behavior. The regression coefficient of 0.118 indicates that every 1 increase in hedonism score will increase consumption behavior by 0.118. 2) The F value obtained is 7.289 &gt; the F table value of 3.962, so H0 is rejected and H2 is accepted, meaning that financial literacy influences student consumption behavior. The regression coefficient of -0.236 indicates that every 1 reduction (due to the negative sign (-) of the financial literacy score) will reduce the consumption behavior score by -0.236; 3) The F value obtained is 7.289 &gt; the F table value of 3.962, so H0 is rejected and H3 is accepted, meaning that religiosity influences student consumption behavior. The regression coefficient of 0.015 indicates that every 1 increase in the religiosity score will increase the consumption behavior score by 0.01.</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Keywords</em></strong><em>: Hedonism, Financial Literacy, Religiosity, Consumption Behavior</em></p> Danang Permadi, Muhammad Akbar Rais Copyright (c) 2025 EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1899 Tue, 11 Feb 2025 00:00:00 +0000 PENGARUH CONSCIENTIOUSNESS DAN RELIGIUSITAS TERHADAP IMPULSIF BUYING MAHASISWA IAI HASANUDDIN https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1901 <p><strong><em>Abstrak<br></em></strong>Konsumen muslim yang telah mengonsumsi berbagai barang konsumsi sekaligus mampu merasakannya sebagai nikmat karunia Allah, akan berkontribusi besar dalam mengaksesnya untuk senantiasa menunaikan ibadah dengan berlandaskan atas syukur akan nikmat karunia Allah. Ibadah yang dilakukan berulang-ulang dengan berdasarkan atas rasa syukur akan nikmat karunia Allah, secara otomatis akan membentuk pelakunya menjadi ahli ibadah dengan tingkat kualitas pengamalan ibadah yang paling tinggi nilainya di mata Allah. Allah mengisyaratkan, bahwa dalam melakukan ibadah-ibadah kepadanya, hendaknya didasarkan atas rasa syukur akan nikmat karunia-Nya. Penelitian ini bertujuan untuk 1) menguji hubungan <em>conscientiousness</em> terhadap <em>impulsive buying </em>mahasiswa Institut Agama Islam Hasanuddin Pare-Kediri 2) Untuk menguji hubungan&nbsp; <em>religiusitas </em>terhadap <em>impulsive buying </em>mahasiswa Institut Agama Islam Hasanuddin Pare-Kediri Metode yang digunakan adalah kuanttatifdengan mmenggunakan 52 sampel.untuk pengolahan darta digunakan metode korealsi pearson dengan menggunakan SPSS untuk mengolahnya.Hasil Penelitian dapat disimpulkan bahwa 1) Penelitian ini membuktikan bahwa tidak ada hubungan antara <em>conscientiousness</em> terhadap <em>impulsive buying </em>mahasiswa Institut Agama Islam Hasanuddin Pare-Kediri. Variabel Conscientiousness dengan Impulsif Buying diperoleh harga koefesien sebesar -0,171 dengan nilai signifikansi 0.226 2) Penelitian ini membuktikan bahwa tidak ada hubungan antara <em>religiusitas</em> terhadap <em>impulsive buying </em>mahasiswa Institut Agama Islam Hasanuddin Pare-Kediri. Variabel Religiusittas dengan variabel Impulsif Buying diperoleh harga koefesien sebesar -0,270 dengan nilai signifikansi 0,052.</p> <p><em>&nbsp;</em></p> <p><strong><em>Kata Kunci</em></strong> : Conscientiousness, Religiusitas, Impulsive Buying</p> <p><em>&nbsp;</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Abstract</em></strong></p> <p>Muslim consumers who have consumed various consumer goods and are able to experience them as the blessings of Allah's grace, will contribute greatly in accessing them to always carry out their worship based on gratitude for the blessings of Allah's grace. Worship that is carried out repeatedly based on gratitude for the blessings of Allah's grace will automatically shape the practitioner into a worship expert with a level of quality in the practice of worship that is of the highest value in the eyes of Allah. Allah indicates that when performing worship to Him, it should be based on gratitude for His blessings. This study aims to 1) test the relationship between conscientiousness and impulsive buying of students at the Hasanuddin Islamic Institute of Pare-Kediri. 2) To test the relationship of religiosity to impulsive buying of students of the Hasanuddin Islamic Institute of Pare-Kediri. The method used is quantitative using 52 samples. Data processing was used for data processing. Pearson correlation method using SPSS to process it. The research results can be concluded that 1) This research proves that there is no relationship between conscientiousness and impulsive buying of students at the Hasanuddin Pare-Kediri Islamic Institute. The Conscientiousness variable with Impulsive Buying obtained a coefficient of -0.171 with a significance value of 0.226 2) This research proves that there is no relationship between religiosity and impulsive buying of students at the Hasanuddin Pare-Kediri Islamic Institute. The Religiosity variable with the Impulsive Buying variable obtained a coefficient of -0.270 with a significance value of 0.052.</p> <p><em>&nbsp;</em></p> <p><strong><em>Keywords</em></strong><em>: </em>Conscientiousness, Religiosity, Impulsive Buying</p> Kotimah, Mohamad Habibi Fuad Copyright (c) 2025 EKSYA : Jurnal Ilmiah Ekonomi Syariah https://jurnal.iaih.ac.id/index.php/EKSYA/article/view/1901 Tue, 11 Feb 2025 00:00:00 +0000